Payment Options
Here's how you can pay for your class, and how to get started.
We encourage you to start looking at your option early to be able to lock in your class.
Pay In Full
Use a credit card, debit card, Cash App Pay, or Amazon Pay at checkout.
Split into 4 Payments
Pay over 6 weeks with Klarna or Afterpay, interest-free.
Spread Out Your Payments
Stretch payments over several months with Klarna or Afterpay.
Personal Loan
Borrow through your bank, credit union, or a loan company.
Choose your class to see pricing and payment options for:
Klarna & Afterpay
Both are available right at checkout, and each one gives you a couple of ways to pay:
Pay for your class in full at checkout using any of these. Quick, simple, and done in one step.
| Plan | Payment | Total Paid |
|---|---|---|
| Pay in 4, every 2 weeks (interest-free) | $249.25 | $997.00 |
| 3 months, 13.99% APR | $340.11/mo | $1,020.34 |
| 6 months, 13.99% APR | $173.01/mo | $1,038.08 |
| 12 months, 13.99% APR | $89.51/mo | $1,074.16 |
| 18 months, 13.99% APR | $61.72/mo | $1,111.05 |
| Plan | Payment | Total Paid |
|---|---|---|
| Pay in 4, every 2 weeks (interest-free) | $249.25 | $997.00 |
| 6 months, 6.99% APR | $169.57/mo | $1,017.42 |
| 12 months, 6.99% APR | $86.26/mo | $1,035.15 |
Both Klarna and Afterpay only charge interest on the longer monthly plans. Pay in 4 is always interest-free if paid on time. Approval and exact rates depend on your credit and eligibility, and are decided by Klarna and Afterpay, not Inspire.
Personal Loan (Bank, Credit Union, or Loan Company)
You can also cover your class through a personal loan from your own bank, a credit union, or a loan company. Here is how it generally works: you borrow the full cost of your class up front, then pay it back in smaller monthly payments over a set period of time, usually somewhere between 1 and 3 years. Because you're borrowing the money, you'll pay back a bit more than you borrowed. That extra amount is the cost of the loan.
A Few Tips
Start with your own bank or credit union first, if you have one. They may offer you better terms than a loan company.
Loan companies tend to be more flexible with approval, even if your credit isn't perfect. One local option is Tower Loan, which shares our building. This is general information, not a partnership between Inspire and Tower Loan, so you're welcome to walk in and ask what you could qualify for.
If your credit is limited or has some dings, a loan company may be more likely to approve you than the longer Klarna or Afterpay plans, since those also involve a credit check.
Applying usually only takes a soft look at your credit to see what you qualify for, before anything official goes on your record.
How to Enroll and Reach the Payment Options
Once your payment or financing is approved and confirmed by the lender, you're officially enrolled and will receive a Thank You & Welcome email.
Start Early
Whichever option you're considering, it helps to look into it as soon as you start thinking about enrolling, not once your class is about to start. If you wait and then run into an issue getting approved, you may not have enough time left to sort it out before the enroll by date, and that could mean waiting for the next available class. Payments need to be completed by the enroll by date for your chosen class.
If you have tried the options above and they have not worked out for you, reach out to us.
We will talk through it with you and see what else might be possible.
Questions?
We're happy to walk through any of these options with you and help you figure out what makes the most sense for your situation.
Reach out anytime:
Call 337-607-1137
103 W. Thomas St., Sulphur, LA
Email: [email protected]
Inspire Professional Solutions is a professional training provider that holds a Recognized Exemption
from the Board of Regents because our courses are focused, intensive, and under 20 clock hours.